finance wing of biniyog · kolkata

Let's grow together.

Invest, borrow and protect in one place — SIP planning, loans from 11%* p.a. and insurance, through a partner network of banks, NBFCs and AMCs.

SIP from
₹500/moMutual funds · goals
Loans from
11%*p.a. · 20+ lenders
Cover
FamilyLife · health · motor
AI review
FreePortfolio health-check
*Rates vary by lender & profile. Investments are offered through partners and are subject to market risk.
What we offer

Your money, working smarter

Three desks, one plan — built around your goals, not around products.

Invest

grow

Start a SIP, build a goal-based portfolio and let compounding work.

  • SIP & mutual fundsfrom ₹500
  • Goal planninghome · edu · retire
  • Tax savingELSS · 80C
  • Wealth managementongoing
Start a SIP →

Borrow

fund

Best-fit loans from our partner banks & NBFCs, guided to approval.

  • Personal loanfrom 11%*
  • Business loan20+ lenders
  • Home loanbuy · build
  • Balance transferlower EMI
Explore loans →

Protect

cover

Life and health cover from leading insurers, matched to your family.

  • Term & lifefamily cover
  • Health & mediclaimcashless
  • Motor & generalrenewals
  • Claims guidancewe help
Get protected →
How it works

Plan to progress

01

Tell us your goal

Grow savings, a loan or cover — two minutes.

02

Get a plan

Best-fit options mapped to your goal and budget.

03

Start easily

Guided paperwork and setup, doorstep help.

04

Grow with us

Track transparently, review as goals change.

Why biniFinance

The biniyog way

Goal-based

Plans built around your life, not products pushed at you.

Partner network

Banks, NBFCs and insurers compared — best fit, not only fit.

Tech-driven

biniyog technology for clear numbers and live tracking.

Honest & secure

Clear terms, no hidden charges, your data handled with care.

Get started

Let's grow together

Tell us your goal and we'll come back with a clear, best-fit plan. Or message us directly.